
I’m a certified Money Coach with an M.A. in Industrial Psychology (Wits) and over 15 years of life coaching experience. I help mainly women entrepreneurs transform financial stress into clarity, confidence, and calm. My holistic approach blends personal finance coaching (University of the Free State), psychology, and soulful self-leadership to support women navigating irregular income, money anxiety, and limiting beliefs. Through practical tools and mindset work, I guide clients to build resilient money systems that align with their values and vision.
Most entrepreneurs set out to build businesses that serve others. Whether offering products, services, or expertise, the desire to help is often a powerful motivator. Yet somewhere along the way, many business owners find themselves giving so much that they leave little for themselves—financially, emotionally, or energetically.
In my coaching practice, this pattern appears repeatedly. Many describe adding “extras” to client packages without adjusting their prices, giving away free hours of advice, or continuing to provide services well beyond the agreed scope because it felt uncomfortable to draw boundaries. Some clients feel that by being generous, they are ensuring client loyalty or protecting their reputations. Others simply find it difficult to value their own time and expertise enough to say, “This is where the line is.”
While generosity can be a beautiful value to bring into business, when it is driven by fear, guilt, or the need for validation, it quickly becomes a form of self-sabotage. Over-giving depletes resources that could have been invested back into the business’s growth, sustainability, or the entrepreneur’s own wellbeing.
This pattern is not limited to small creative businesses. Professionals entering private practice often face similar challenges, offering extended consultations without billing for extra time, undercharging for services, or feeling guilty about setting firm cancellation policies.
Signs that over-giving may be eroding the health of a business include:
Regularly working beyond what has been agreed without additional compensation
Including free services, resources, or support without strategic purpose
Feeling resentment or exhaustion after client interactions
Struggling to enforce payment policies, pricing structures, or time boundaries
The heart of the issue is not the act of giving itself, it is the absence of conscious choice. Generosity becomes harmful when it is automatic, unexamined, and expected rather than freely offered within healthy limits.
Shifting this pattern begins with reflection:
“Am I giving because I want to, or because I am afraid not to?”
“What would it feel like to value my work and time as much as I value serving others?”
“Where could clear boundaries actually enhance the quality of my service, rather than diminish it?”
Healthy generosity is strategic. It adds value without draining the giver. It creates goodwill without creating resentment. It is a conscious decision, not a reaction to discomfort.
Entrepreneurs who honour their own limits model something important to their clients and communities: that sustainable success comes from balance, not martyrdom. They show that serving others well does not require abandoning themselves along the way.
In the next post, we will look at another pattern that often creeps in quietly but has serious consequences: blurred financial boundaries between personal, business, and family finances, and how to create clearer, healthier lines.
This article is part of the series "Money Patterns That Shape (and Sometimes Sabotage) Entrepreneurs." Each post explores a hidden financial pattern many business owners face, and how to move from unconscious reaction to conscious leadership. Stay with us as we uncover the deeper side of financial success. If you would like to uncover your personal money pattern, please complete the survey here to receive a free report.
Disclaimer: This blog post is not intended as bespoke legal or financial advice. Be sure to seek the services of a professional if you need them. Its intent is to educate and empower.
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